For people living with HIV or hepatitis C or for those considering PrEP ...
Project Inform and several other community partners today released the guide entitled How to Choose a Health Plan in Covered California
for people living with HIV and/or hepatitis C (HCV) and individuals
considering pre-exposure prophylaxis (PrEP). The guide explains
important things to consider when choosing a plan and includes
information about additional benefits that might be available to help
pay for the cost of health insurance.
A second publication called Covered California’s 2015 Formularies
includes an analysis of the availability of HIV, HCV and PrEP drugs on
each of the 10 plans' drug formularies and how to estimate the amounts
people will have to pay for their medications.
Covered California open enrollment began November 15,
2014 and ends February 15, 2015. However, if you would like your
coverage to start January 1, 2015, you will need to enroll by December
15, 2014, and make your first premium payment by the due date to start
After open enrollment, you can only enroll through a
special enrollment period, which occurs if you have a "qualifying life
event" such as loss of a job, birth of a child, divorce, or loss of
insurance. If you choose not to enroll and don't have other
comprehensive health insurance, you may be required to pay a tax
If you are living with HIV and/or HCV or considering
PrEP, it is extremely important to understand all of your options before
enrolling in a new health insurance plan through Covered California.
This guide will help you choose a plan that best meets your individual
health needs and budget. Whenever possible, you should talk with a
Covered California certified enrollment counselor who understands your
individual health care needs before enrolling in a new health insurance
The coalition partners who helped in the production of these publications include: AIDS
Services Foundation Orange County, APLA Health & Wellness, CNE
Media, Los Angeles LGBT Center, Public Law Center, San Francisco AIDS
Foundation, San Luis Obispo County AIDS Support Network and The Thrive
Labels: Health Plans in California